Stock Pulse
M&T Bank (MTB) faces a potentially challenging Q1 2025 with projected lower NII and higher expenses due to declining CRE loans and increased investments [4]. Despite a slightly below-industry-average dividend yield, MTB offers a 3.42% yield with a history of growth and a projected 9.01% earnings growth in 2025 [2]. However, Wells Fargo lowered MTB's price target to $185 and reduced earnings estimates, citing policy uncertainties [7]. While insider selling raises concerns [6], MTB's recent $160 million loan deal with Mazzotta Rentals strengthens its position in equipment financing [3], and its $4.9 million charitable grants enhance its community image [8]. Overall Q1 2025 earnings and revenue are projected to increase, though recent estimate revisions are negative [5].