Stock Pulse
M&T Bank Corporation (MTB) faces a potentially challenging Q1 2025 with projected lower net interest income and higher expenses due to declining CRE loans and increased operating costs [4]. Despite a dividend yield of 3.42% and projected earnings growth [2], Wells Fargo lowered MTB's price target to $185, maintaining an "Underweight" rating, citing policy uncertainties and reduced earnings estimates [7]. While MTB acted as lead arranger for a $160 million loan facility, demonstrating its continued involvement in financing deals [3], and concluded its $25 million Amplify Fund program [8], significant insider selling [6], [11] and a recent 10% weekly stock decline due to market turmoil [9] raise concerns. Though MTB demonstrated past strength and exceeded Q4 2024 revenue expectations [10], recent analyst estimates for Q1 2025 earnings are uncertain, with a potential for an earnings miss [5].